If you haven’t automated your home yet, maybe you simply don’t know where to start… Today, we’ll outline 10 very basic smart home projects for complete beginners combining minimum effort and maximum reward.

“Do you have a sponsor who’s willing to bet on you?” Olympic medalist Bonnie St. John asks.

“Where are the screaming actuaries yelling in these burning theaters?” Jeremy Gold once asked. Gold passed away earlier this month, leading Heidi Raubenheimer, PhD, CFA, to recall his words and reflect on the state of the retirement crisis.